Medicare

What is Medicare?

Medicare is a Federal program that offers Health Insurance to American citizens and other eligible individuals Age 65 or older, younger than 65 with a qualifying disability and any age with a diagnosis of end-stage renal disease or ALS.

When and How Can I Enroll?

Your Initial Enrollment Period (IEP) is 7 months long. It includes your 65th birthday month plus 3 months before and 3 months after. The easiest way to obtain your Medicare is to apply on line or visit your local Social Security Office.

Original Medicare Parts A & B

Original Medicare Part A and Part B provide many Health Care Benefits;

Part A or Hospital Insurance

Inpatient Hospital Stays
Care in a skilled Nursing Facility
Hospice Care
Some Home Health Care

Part B or Medical Insurance

Doctors Visits
Outpatient Care
Medical Supplies
Preventive Services

Medicare Advantage Part C

Medicare Advantage Plans also known as Part C is an “all in one” alternative to Original Medicare. These “bundled” plans include Part A and Part B

In addition, Medicare Advantage Plans or Part C, combine Part A and Part B coverage. They often include drug coverage and other benefits you don't get with Original Medicare.

Prescription Drug Plan Part D

Medicare Prescription Drug Plans or Part D help pay for medications and adds prescription drug coverage to;

Original Medicare
Some Medicare Cost Plans
Some Medicare Private-Fee-for-Service Plans
Medicare Medical Savings Account Plans